1. Acceptance of Terms
By accessing or using the My Benefits America website ("Site"), operated by P50 Digital LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Use. If you do not agree, please do not use this Site.
2. Description of Services
My Benefits America provides informational content, eligibility screening tools, and connections to third-party products and services that may help consumers access benefits and savings programs. Categories include but are not limited to government assistance programs, insurance, internet and cable, home security, energy, wireless, debt relief, education, and financial products. We are a privately operated, for-profit business.
3. Not a Government Entity
My Benefits America is not a government agency, government-sponsored program, or nonprofit organization. We are a privately held for-profit company. Any references to government programs (such as SNAP, Medicaid, Medicare, ACA, Social Security, or housing assistance) are for informational purposes only and do not imply any affiliation with or endorsement by any government agency.
4. Eligibility
You must be at least 18 years of age to use this Site. By using the Site, you represent that you are at least 18 years old and have the legal capacity to enter into these Terms.
5. Eligibility Screening Tool
The eligibility screening tool on this Site is designed to provide general guidance about programs you may qualify for based on information you provide. Results are not guaranteed and do not constitute a formal eligibility determination. Actual eligibility for any program is determined by the program administrator, government agency, or third-party provider. We do not guarantee approval for any program or benefit.
6. Third-Party Links and Services
This Site contains links to third-party websites, products, and services. These links are provided for convenience and informational purposes only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party site. Your interaction with any third-party is governed by that party's terms and policies.
7. Affiliate Relationships and Compensation
My Benefits America may receive compensation when you click on links, call phone numbers, submit information, or make purchases through our Site. This compensation may affect which products or services appear on our Site and the order in which they appear. Not all available products, providers, or services are represented on our Site.
8. No Professional Advice
The content on this Site is for general informational purposes only and does not constitute financial, legal, insurance, tax, medical, or other professional advice. You should consult with a qualified professional before making decisions. Savings estimates, benefit amounts, and figures are approximate and may vary based on individual circumstances.
9. Consent to Communications
By providing your phone number, email address, or other contact information through the Site or any associated forms, you consent to receive communications from My Benefits America and our marketing partners, including:
- Phone calls (including via autodialed or prerecorded technology)
- Text messages (SMS/MMS)
- Emails regarding products, services, benefits, and offers
Consent is not a condition of purchase or eligibility for any program. Message and data rates may apply. You may opt out at any time by replying STOP to text messages, clicking unsubscribe in emails, or contacting [email protected].
10. Accuracy of Information
While we strive to provide accurate and current information, we make no representations or warranties about the completeness, accuracy, or reliability of the information on the Site. Program details, eligibility requirements, prices, and terms of third-party offers are subject to change without notice.
11. Intellectual Property
All content on this Site, including text, graphics, logos, icons, images, and software, is the property of P50 Digital LLC or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, or create derivative works without prior written consent.
12. Disclaimer of Warranties
This Site and all content, materials, and services are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
13. Limitation of Liability
To the fullest extent permitted by law, P50 Digital LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site.
14. Indemnification
You agree to indemnify, defend, and hold harmless P50 Digital LLC, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of the Site or violation of these Terms.
15. Governing Law
These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law provisions. Any disputes shall be subject to the exclusive jurisdiction of the courts in Palm Beach County, Florida.
16. Changes to These Terms
We may modify these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Site constitutes acceptance of revised Terms.
17. Contact Us
My Benefits America (operated by P50 Digital LLC)
Email: [email protected]
Phone: (833) 339-3726
Delray Beach, FL